There seems to be an assumption, at least on the parts of less tech-savvy parents, that all kids are computer whizzes. After all, the parents often have to call on their teenagers or pre-teens to figure out how to operate their own computers. In many cases, it's true that today's youngsters, who literally grew up with computers, are able to pick up on technology faster. But that leads to another assumption: that because the kids know how to use the computers, they also know something about protecting