Is this a joke?
I got the following phishing/spam yesterday and didn't think much about it.
Dear Greater Atlantic Bank Cardholder,
As part of our security measures, we regularly screen activity in the Greater Atlantic Bank system. We recently contacted you after noticing an issue on your account. We requested information from you for the following reason:
Our system requires further account verification.
Case ID-Number: GAB7896CUO
This is the final reminder to log in to Greater Atlantic Bank Online Account immediately.
To get started, please click here.
Be sure to log in securely by accessing this link. Once you log in, you will be provided with steps to restore your account access. We appreciate your understanding as we work to ensure account safety.
In accordance with Greater Atlantic Bank Security Agreement, your account access will remain limited, until the issue will be resolved. Unfortunely, if access to your account remains limited for an extended period of time, it may result in further limitations or eventual account closure. We encourage you to log in to your Greater Atlantic Bank account as soon as possible to help avoid this.
Please do not reply to this message. For any inquiries, Contact Customer Service.
Greater Atlantic Bank, N.A. Member FDIC, Equal Housing Lender.
Copyright 2006 Greater Atlantic Bank, N.A. All rights reserved However a friend of mine shot me an IM asking if I'd seen it so I clicked on it and viola'. 
Could it be any more obvious.