Panda Labs: a new way of social engineering
I recommend that you read the following article on the Panda Labs site, published last Friday. It is a great example of how the low-lifes are thinking outside the box and coming up with very clever ways to get around our various online protections (in this case, captcha).
http://pandalabs.pandasecurity.com/archive/A-new-way-of-social-engineering.aspx